Social Security Disability Insurance (SSDI)

If you were denied SSDI due to a finding that you are not disabled, please see Disability Claim Process.

SSDI Eligiblity

In order to be eligible for SSDI, you must have worked enough quarters to give you “insured status”.  Basically, you must have worked enough to be able to receive benefits based on your earnings record. The regulations for SSDI benefits are located at 20 CFR § 404. Your insured status is a basic factor in determining if you are entitled to old-age or disability insurance benefits or to a period of disability. It is also a basic factor in determining if dependents’ or survivors’ insurance benefits or a lump-sum death payment are payable based on your earnings record. See our Survivors' Benefits page for more information on another social security benefit. The are many different ways you can become fully insured for disability benefits purposes and the definitions are listed in the regulations. If you are neither fully nor currently insured, no benefits are payable based on your earnings.

If you are not eligible for SSDI benefits, you may still be eligible for Supplemental Security Income (SSI).

Difference between SSDI and SSI?

There are two general types of social security disability benefits:  Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). The difference between the two types depends on the claimant's work history. The disability rules for both are the same. Also, with SSDI, the amount of assets you have does not matter, but for SSI you must not have assets over $2,000 and you must be low income.

Last Review and Update: Apr 29, 2013