Workers Compensation

Legal Information

Workers’ Compensation in Nevada is a legally mandated system designed to provide benefits to employees who become injured or ill as a result of their job. This system is intended to protect both workers and employers in the state.

Coverage Requirements: Almost all public and private employers in Nevada are required to have workers’ compensation insurance, even if they only have one employee. There are some exceptions to this rule, such as for certain casual or independent contractors.

Benefits: Workers’ Compensation provides various benefits to eligible workers, including:

  • Medical care: All necessary and reasonable medical treatments, prescriptions, and hospital services are covered.
  • Temporary Total Disability (TTD): This benefit is provided to workers who are unable to work temporarily due to a workplace injury or illness.
  • Permanent Partial Disability (PPD): If an injury or illness results in a permanent partial loss of use of a body part, the worker may receive PPD benefits.
  • Permanent Total Disability (PTD): In case an injury or illness leaves a worker permanently and totally disabled, PTD benefits may be granted.
  • Death benefits: If a workplace injury or illness results in the death of a worker, certain benefits may be provided to the surviving dependents.

Claim Process: Workers who have suffered a job-related injury or illness should report the incident to their employer immediately. The employer should then provide a form, C-1 Notice of Injury or Occupational Disease (Incident Report), for the employee to fill out. After that, the worker will have to see a doctor who can provide a form C-4, which initiates the claim process with the insurer. Claims should be filed as quickly as possible but no later than 90 days after the incident.

Disputes: If there is a dispute about a workers’ compensation claim, Nevada provides a process for resolution. This process may include hearings before a hearings officer and appeals officer and, in some cases, judicial review.

Insurance: Nevada law requires employers to secure workers’ compensation insurance from a private insurance carrier or qualify for self-insurance. The Nevada Division of Insurance regulates these insurance companies, while the Division of Industrial Relations (DIR) ensures employers comply with insurance coverage requirements.

Learn More about Workers Compensation